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Offer an HRA that works for your employees

An HRA from WEX empowers you to provide your employees with a tax-advantaged way to save for out-of-pocket expenses.

WEX makes it easy for you to give employees the HRA they need

Easy-to-use employer platform

View and update participant accounts, view reporting, and upload files in one place.

User-friendly employee experience

Participants are provided one online account, mobile app, and benefits card for all their benefits with WEX.

Proactive support

Our participant services team and on-demand resources help your employees get more out of their HRAs and reduce questions about their plans.

Built to support the most complex HRA structures

  • 213(d) HRAs: An HRA that allows participants to use their employer-funded dollars for any 213(d) related expense. 
  • Deductible HRA: An HRA that allows participants to submit EOBs for reimbursement of their employer-funded dollars. 
  • One Threshold HRA: An HRA that allows participants to submit EOBs for reimbursement of their employer-funded dollars after a predetermined reimbursement threshold is defined. 
  • Individual coverage HRA (ICHRA): Offered as a way to fund employees’ individual health coverage that they purchase on their own rather than providing group health insurance.
  • Excepted benefit HRA (EBHRA): Allows employers who offer a group health plan to set aside up to $1,800 per year per employee. 
  • Qualified small employer HRA (QSEHRA): You provide tax-free funds to your employees to cover eligible expenses.

WEX simplifies HRAs for everyone

Efficient integrations

Drive efficiencies by leveraging our integrations with 350+ payroll/HRIS/benefit administration partners and more than 225 insurance carriers.

Fewer participant questions

A responsive participant services team and on-demand resources help your employees get more out of their HRAs and reduce questions about their plans.

Advanced analytics

Understand effectiveness and employee behaviors to help you make data-backed decisions on your benefits.

Design your flexible, custom offering with HRAs from WEX

Create an HRA that works for you

Our technology gives you the ability to create a completely custom HRA based on what works best for you and your employees.

Trusted expertise along the way

If you run into any challenges or roadblocks, our support and services teams are here to help.

Experience intelligent carryover

Our process allows HRA funds to be made available on day one of the current plan year, while simultaneously handling carryover funds from the previous year … in a single purse.

Get employees what they need

Offer a single, stacked benefits card to participants who participate in both an FSA and HRA (that pulls from the right purse, at the right percentage).

Benefits solutions for your specific needs

Benefits administration

Outsource all of your benefits administration needs to WEX and access an end-to-end solution to provide great employee benefits.

Brokers and consultants

Help your clients quickly and easily deploy benefits cards, an array of benefits accounts, and more.

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